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Julie Collin-Loughridge | Canada | Money Knowledge

Updated: Jul 7

Owner, JCL Budgeting Coach  | Financial Accounting | Money Coaching

Empowering Women Entrepreneurs With Financial Clarity & Freedom


Once upon a time, in the picturesque landscape of Northern Ontario, a passionate and determined woman named Julie Collin-Loughridge embarked on a journey to revolutionize the way people manage their finances. With a vision to empower individuals and women-owned businesses, Julie founded JCL Budgeting Coach, a beacon of hope and financial wisdom. Hello! I’m Julie, your friendly Financial Budget Coach. Ever since I was a child, numbers have been my playground. With over 20 years of experience in personal finances and more than a decade in business accounting, I decided to channel my love for numbers into something that could transform lives. It all began when I became a single mother. Like any parent, I wanted the best for my child, but I realized I was never taught how to manage my finances effectively. So, I taught myself. I crafted a financial strategy that not only provided stability for my child but also allowed my family to live freely, unbound by the restrictive templates found online.I discovered a way to openly discuss finances without judgment, and I found that by listening, understanding, and offering guidance, I could help others achieve financial freedom. At JCL Budgeting Coach, our mission is simple: to demystify financial management and provide practical tools that help our clients thrive. We believe everyone has the right to better manage their money and create wealth for the life they desire.


We offer comprehensive budgeting coaching, tailored to both individuals and businesses.

Our services include:


Budget Planning: Creating sustainable budgets that clients can stick to.

Debt Management: Crafting plans to get out of debt in a way that suits their lifestyle.

Money Knowledge: Providing education on savings, emergency funds, college funds, retirement, and vacation funds.

Daily Money Management: Helping with personal finance management, bill payments, and budgeting.

We also offer bookkeeping and accounting services to help small businesses keep their finances in check.


The path to success is rarely smooth. Starting my career at 25, in a field dominated by men, was daunting. But the real challenge wasn't my gender; it was my age and lack of experience. Yet, I was determined. By showing up on time, working hard, and maintaining a positive attitude, I climbed the corporate ladder with respect and admiration. I believe in stepping out of my comfort zone and working through challenges, no matter how tough they seem. This philosophy has shaped my leadership style and my approach to financial coaching. Innovation and continuous improvement are at the heart of JCL Budgeting Coach. We start by defining clear visions and goals, communicating them effectively, and aligning them with our clients' needs. We empower our clients by providing the tools and support they need to take ownership of their financial journeys. Our interactive and engaging training methods ensure that learning about finances is not only educational but also fun.


In a competitive global market, understanding our audience and tailoring our offerings is crucial. At JCL Budgeting Coach, we stay ahead by continuously innovating and maintaining the highest standards of quality. Customer feedback plays a vital role in this process, providing us with the insights needed to refine and enhance our services. We are committed to ethical business practices and corporate responsibility. From promoting diversity and inclusion to operating transparently, we build trust with our clients and create long-lasting relationships. We believe in giving back to the community and ensuring that our business decisions are always ethical. Our current offerings at JCL Budgeting Coach include personalized coaching and training solutions designed to help our clients develop their most valuable asset – their people. We serve various industries, from hospitality to finance, providing specialized training in customer service, sales, marketing, and personal skill development. Our programs are highly interactive, ensuring immediate application to real job scenarios. To all aspiring entrepreneurs, my advice is simple: Don’t be afraid to ask for help. Find a mentor in your field, listen to advice, and stay positive. Focus on your goals, and if you encounter failures, learn from them, adjust your course, and keep moving forward.


Being part of the Humble Beginnings showcase is a wonderful opportunity to share our journey, challenges, and successes. It allows us to connect with like-minded entrepreneurs and contribute to the growing narrative of women-led businesses making a positive impact in Canada. Together, we can empower more individuals to take control of their finances and live the life they deserve.



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